Dealing with the loss of a loved one is never easy — and when it comes to handling their belongings, including an old or unwanted vehicle, it can be overwhelming. If you’re in Toronto or North York and need to sell a scrap car after the owner has passed away, there’s a specific process to follow. Understanding the legal requirements and documentation involved can help make the process smoother.
Here’s a step-by-step guide on how to sell a scrap car when the registered owner is deceased.
1. Gather essential documents
The first and most important step is to collect all necessary legal documents that prove your authority to act on behalf of the deceased person’s estate. These typically include:
- The death certificate
- The will (if one exists)
- A letter of administration or certificate of appointment of estate trustee
- Personal identification (e.g., driver’s licence or government-issued ID)
These documents will be needed to prove your legal standing and initiate the transfer of ownership.
2. Notify the insurance provider
Next, contact the insurance company that holds the vehicle’s policy. Notify them of the owner’s passing and request to cancel or update the policy. Some insurers may require a copy of the death certificate and other supporting documents. Cancelling the policy promptly ensures there are no ongoing charges or liabilities associated with the vehicle.
3. Understand the ownership transfer process
To legally sell a car after the owner’s death, the ownership must be transferred — either directly to you (if you’re the estate trustee or executor) or to the buyer. The process differs based on whether probate is required.
a. If probate is not required
In situations where the estate is small or straightforward, you may be able to avoid probate. In this case:
- Complete the Application for Transfer of Ownership available through the Ministry of Transportation of Ontario (MTO)
- Submit the required documents: death certificate, your ID, and proof of authority to represent the estate
- The scrap car removal service in Toronto or North York will also complete their section of the transfer form
This process is usually quicker and more cost-effective if probate is not involved.
b. If probate is required
For more complex estates or where probate is necessary, it’s wise to consult with a legal professional. A lawyer or estate administrator can help you:
- Navigate the probate process
- File the required legal paperwork
- Ensure the vehicle is included in the estate’s asset inventory
- Handle the transfer and eventual sale legally and efficiently
This step can take time but ensures compliance with Ontario’s estate laws.
4. Choose a reliable scrap car removal company
Once the ownership transfer is underway or completed, you can start looking for a reputable scrap car removal company in Toronto or North York. Here are some tips to ensure a smooth transaction:
- Read online reviews and verify customer satisfaction
- Check for eco-friendly recycling practices
- Compare quotes from at least two or three companies
- Ask if towing is free, as most reputable providers include this service
Working with a trusted company helps avoid delays or issues when finalizing the sale.
(Check out our blog on how to select a best scrap car company)
5. Finalize the sale and complete paperwork
After selecting a scrap car buyer, you’ll need to complete the transaction by:
- Signing the necessary documents
- Transferring ownership officially
- Handing over the keys (if available) and other vehicle-related items
- Receiving payment (usually in cash or via e-transfer)
Make sure you retain copies of all documents for your records — this includes the bill of sale, ownership transfer documents, and proof of payment. Proper documentation protects you from any future liability or disputes.
Need help selling a scrap car after the owner has passed?
Navigating the sale of a vehicle after a loved one’s passing can feel complicated — but you don’t have to go through it alone. At Cash For Scrap Car GTA, we specialize in helping individuals across Toronto and North York handle these sensitive situations with care and professionalism.
Whether you have questions about documentation or need a quick and fair quote, our team is here to assist you at every step. Call 416-414-2977 today to speak with our friendly team and get a free, no-obligation quote.
